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Have you wondered why these sports cars charge more to the insure than some other kinds of car – even when purchase cost of sports car is very less? If so, following are main causes why this is a case. Whereas many of these factors that decide make up of the car insurance quotation marks are not known, and what is known is insurance companies ‘group’ some kinds of cars in categories. For this particular purposes, the insurance companies have got groups ranging from one through to twenty. Group 1 is least costly car to insure and group 20 is most expensive car to insure and for sport cars sport insurance is a requirement.