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Planning for Retirement

I am starting to plan for retirement, and would like some pension planning advice. I am not sure if the pension I will be getting will be enough to cover all of my expenses when I retire, so I am wondering if there is a way to plan so that I can pay off any mortgages and loans before I retire to lower my expenses. Or would it be better to take out some sort of supplemental pension plan in order to have more money to spend during my retirement. Do I have enough income to do both of these?

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